Get 1% Off Your Qualified Auto Loan Rate!¹
Refinance your auto loan with Raiz and get 1% off the rate you qualify for. It's that simple. Enjoy a lower rate, easy process, and potential savings every month!
Enjoy 90 Days of No Payments with Raiz Auto Loans!¹
Whether you're buying new, used, or refinancing we make the process easy and affordable - so you can focus on the journey ahead.
Take advantage of the benefits that come with a Raiz auto loan.

Elite Wealth Management for All
Mammoth Rock Capital LLC, the parent company of Mammoth Rock Investments and a wholly owned subsidiary of Raiz Federal Credit Union, is proud to introduce Mammoth Rock Investments. Discover investment opportunities to help you and your family pursue what matters most.
Learn More- Raiz Mastercard® Debit Card
- High interest rates starting at 0.50% Annual Percentage Yield
- Access 55,000 ATMs worldwide
Raiz Checking Accounts
Raiz Checking Accounts receive a free Mastercard Debit Card with no activiation fee, so you’ll always have access to your cash. Take your card swipes further with a Spirit Debit Card. Raiz donates $0.05 to local high schools and community organizations for every non-PIN transaction made with a Spirit Debit Card.
High School Spirit Debit Card pageRaiz Checking Account
Minimum balance of $2,500 required for 0.50% Annual Percentage Yield. Share Checking Account dividends are paid monthly. Rates are subject to change by the Board of Directors. Fees may reduce earnings.
Raiz Checking Account ATM
Find a surcharge-free ATM wherever your travels may take you. Access your cash through Allpoint network ATMs conveniently located at major retailers. Find one near you.
Branches & ATMs
Powered By the Spirit of Your Community
We are inspired by the dreamers, visionaries, and trail blazers, of our community. You see brighter horizons and we want to help you get there.
A video is being shown
Empowering Young Minds
Invested in Your Future
Supporting Community Growth
You Dream Big. We Like That.
At Raiz, you’re never alone. We’ll help you make the tough decisions, navigate the hard times, and celebrate both the big and small wins. Let us help you make a plan that works—no matter where you’re starting from or how far you want to go.
Federally Insured by NCUA.
¹ Promotion period: May 1, 2025 – July 31, 2025. Loan approval is subject to creditworthiness. This offer excludes refinancing of existing Raiz loans. Must meet membership eligibility requirements. Promo limited to floor rate of 4.99% Annual Percentage Rate (APR). Interest will continue to accrue during the 90 day no payment period. Member must meet membership eligibility requirements.
Test Modal
Modal Content
Ea rerum vel molestiae omnis molestias. Et ut officiis aliquam earum et cum deleniti. Rerum temporibus ex cumque doloribus voluptatem alias.
Test Login
How to make a bill selection
Leaving Our Website
Raiz is not responsible for the content of other sites. Your use of other sites is not subject to the Raiz privacy policy, but may be subject to the privacy policy of the other site.