Maximize your savings! Introducing the new Raiz Express Start Share Certificate!
At Raiz, You don’t need thousands of dollars to make your money start working for you. Start earning today with as little as $25 with a Raiz Express Start Share Certificate!
Elite Wealth Management for All
Mammoth Rock Capital LLC, the parent company of Mammoth Rock Investments and a wholly owned subsidiary of Raiz Federal Credit Union, is proud to introduce Mammoth Rock Investments. Discover investment opportunities to help you and your family pursue what matters most.
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- Raiz Mastercard® Debit Card
- High interest rates starting at 0.50% Annual Percentage Yield
- Access 55,000 ATMs worldwide
Raiz Checking Accounts
Raiz Checking Accounts receive a free Mastercard Debit Card with no activiation fee, so you’ll always have access to your cash. Take your card swipes further with a Spirit Debit Card. Raiz donates $0.05 to local high schools and community organizations for every non-PIN transaction made with a Spirit Debit Card.
High School Spirit Debit Card pageRaiz Checking Account
Minimum balance of $2,500 required for 0.50% Annual Percentage Yield. Share Checking Account dividends are paid monthly. Rates are subject to change by the Board of Directors. Fees may reduce earnings.
Raiz Checking Account ATM
Find a surcharge-free ATM wherever your travels may take you. Access your cash through Allpoint network ATMs conveniently located at major retailers. Find one near you.
Branches & ATMs
Powered By the Spirit of Your Community
We are inspired by the dreamers, visionaries, and trail blazers, of our community. You see brighter horizons and we want to help you get there.
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Empowering Young Minds
Invested in Your Future
Supporting Community Growth
You Dream Big. We Like That.
At Raiz, you’re never alone. We’ll help you make the tough decisions, navigate the hard times, and celebrate both the big and small wins. Let us help you make a plan that works—no matter where you’re starting from or how far you want to go.
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1 Annual Percentage Yield. Rates are subject to change at any time without notice.
2 Rates apply to new and existing funds. Rates are in effect until further notice and are subject to change at any time by the Raiz Board of Directors. Twelve-month share certificate dividends are paid and compounded monthly. We may impose a penalty if you withdraw any of the principal before the maturity date of the certificate. The amount of the early withdrawal penalty is based on the term of your account.
* RATES APPLY TO NEW DEPOSITS ONLY. EXISTING FUNDS IN ACCOUNTS MAY NOT QUALIFY. RATES ARE IN EFFECT UNTIL FURTHER NOTICE AND ARE SUBJECT TO CHANGE BY THE BOARD OF DIRECTORS. TWELVE TO SIXTY MONTH SHARE CERTIFICATE DIVIDENDS ARE PAID AND COMPOUNDED MONTHLY. WE MAY IMPOSE A PENALTY IF YOU WITHDRAW ANY OF THE PRINCIPAL BEFORE THE MATURITY DATE. THE AMOUNT OF THE EARLY WITHDRAWAL PENALTY IS BASED ON THE TERM OF YOUR ACCOUNT. RATES ARE SUBJECT TO CHANGE AT ANY TIME WITHOUT NOTICE.
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