Ready to Grow
With Us?
Open your Raiz account today and start banking with a credit union that's rooted in community and focused on your future.
- Raiz Mastercard® Debit Card
- High interest rates starting at 0.50% Annual Percentage Yield
- Access 55,000 ATMs worldwide
Raiz Checking Accounts
Raiz Checking Accounts receive a free Mastercard Debit Card with no activiation fee, so you’ll always have access to your cash. Take your card swipes further with a Spirit Debit Card. Raiz donates $0.05 to local high schools and community organizations for every non-PIN transaction made with a Spirit Debit Card.
High School Spirit Debit Card pageRaiz Checking Account
Minimum balance of $2,500 required for 0.50% Annual Percentage Yield. Share Checking Account dividends are paid monthly. Rates are subject to change by the Board of Directors. Fees may reduce earnings.
Raiz Checking Account ATM
Find a surcharge-free ATM wherever your travels may take you. Access your cash through Allpoint network ATMs conveniently located at major retailers. Find one near you.
Branches & ATMsElite Wealth Management for All
Mammoth Rock Capital LLC, the parent company of Mammoth Rock Investments and a wholly owned subsidiary of Raiz Federal Credit Union, is proud to introduce Mammoth Rock Investments. Discover investment opportunities to help you and your family pursue what matters most.
Learn MorePowered By the Spirit of Your Community
We are inspired by the dreamers, visionaries, and trail blazers, of our community. You see brighter horizons and we want to help you get there.
Digital Banking
Banking built to serve you 24/7
With all the tools to help your finances, and an award winning app - our digital banking is available to you 24/7 giving you the ability manage your finances at your fingertips.
Empowering Young Minds
Invested in Your Future
Supporting Community Growth
You Dream Big. We Like That.
At Raiz, you’re never alone. We’ll help you make the tough decisions, navigate the hard times, and celebrate both the big and small wins. Let us help you make a plan that works—no matter where you’re starting from or how far you want to go.
Federally Insured by NCUA.
¹ Promotion period: May 1, 2025 – July 31, 2025. Loan approval is subject to creditworthiness. This offer excludes refinancing of existing Raiz loans. Must meet membership eligibility requirements. Promo limited to floor rate of 4.99% Annual Percentage Rate (APR). Interest will continue to accrue during the 90 day no payment period. Member must meet membership eligibility requirements.
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