Skip nav to main content.
Personal Loans

Get the Money You Need for the Goals that Matter to You

Liberate yourself with a personal loan that gives you the cash you need now.

Overview

Feel empowered to take care of your expenses and know that you have the ability to finance what's important to you.

Features

Terms Up to 84 Months

Get a monthly payment plan that works with your budget. With us, you can choose a plan that fits your needs, with terms up to 84 months.

No Collateral Required

Why risk your home, car, or other valuable assets? A collateral-free loan from us offers you the financial freedom you need to pursue your dreams.

Loan Amounts Up to $50,000

Whether it's for a small purchase or a large project, we can help you get the financing you need with our personal loans.

Use for Any Purpose

With a personal loan, you can get the financial support you need to drive your plans forward, whatever they may be.

As low as

APR1

Personal Loan Payment Calculator

Monthly Payment

Amount
$
Rate
%
Term (Months)
6
84
Use for Any Purpose

Get the Financing Flexibility You Need.

There's no one-size fits all when it comes to financing your future. If you need some help with moving forward in whatever direction that suits you, then a personal loan from us can help.

No Collateral Required

No Collateral? No Problem! You Can Still Qualify for a Personal Loan.

We know life is about taking risks, and we want to help you make your dreams a reality. Our collateral-free loans offer the financial freedom that's needed for all types of adventures without risking your assets.

Why Choose Raiz?

Our financial experts are some of the best, but really our motivation is you. Here is what we are doing to today to reach a brighter tomorrow.

Checkmark-White

We work hard to make your money work for you. Reap the benefits of our innovative products and services that provide you with high dividend checking accounts, low interest on loans, and great rates on savings and retirement accounts.

Checkmark-White

Your money never sleeps, and neither do we. Raiz members have access to their digital banking 24/7 and online support chat to help with all your banking needs.

Checkmark-White

We don’t just want to help you manage your money, we want you to thrive! Raiz provides free, award-winning online courses that cover an array of topics for every stage of your life.

Start your financial journey today.
Checkmark-White

Rising up our community is what drives us forward. We dedicate our time, funds, and resources to organizations and initiatives that are committed to making a difference.

How It Works

Get a loan to meet your financial needs in a few simple steps.

  • 1

    Apply Online

    Apply online or visit one of our branches to fill out an application.

  • 2

    Get Approved

    We will review your application and quickly notify you of your approval.

  • 3

    Receive and Use Funds

    Once approved, use the funds to finance your personal goals.

Apply online now

Have a question?

We’re happy to help you every step of the way!

Chat with us

Start live chat

Chat live with a team member who can quickly help answer your question.

Call us

1-877-378-3281

Give us a call directly; we’re here to help you every step of the way.

Meet with us

Schedule an appointment

Schedule a virtual or phone appointment convenient for you, and let us help you get to the next financial level.

Personal Loans

You Deserve to Feel Calm and in Control of Your Goals.

Get the cash you need to do what's important now and in the future, with flexible repayment options that work for you.

Personal_Loans_Hero2_1000x900
  • 1

Start live chat!

Alert Bill Pay Access Disruption. Learn