Skip nav to main content.
Make A Loan Payment

Need to Make a Raiz Auto, Credit Card, or Personal loan payment?

We make paying your loan easy and convenient.

Debit

Option 1: Digital Banking
Desktop or Mobile App

Pay Your Loans Online

Raiz Account Transfer

No service fee

Make same-day payments and transfers from your Raiz checking or savings account to your loan with no extra service fees.

Debit Card Payment

$2.95 Service fee per payment

While in digital banking under the main menu, select the 'Transfer & Pay' , select 'Pay Loan by Debit Card', and follow the prompts to pay with a debit card. Simplify future payments by registering for the Online Loan Payment Portal.

Log in to digital banking

Log in

Enroll for digital banking

Enroll

Digital banking loan payment tutorial

Learn more

Option 2: ACH Payment and Transfers

$4.95 Service fee for external account payment

Automated Clearing House (ACH) is the easiest way to send your money to and from other financial institutions electronically. Eliminate the use of checks, wire transfers, and credit cards by setting up a one-time, future-dated, or recurring automatic transfer.

Set up Your ACH

ACH Authorization Form

Complete our secure online form using DocuSign to set up your ACH payment or transfer. Processing can take up to 10 business days to complete.

Get started

Option 3: Online Loan Payment Portal

One-time or Recurring Loan Payment

Debit Card

$4.95 Service fee per payment

Make payments immediately online through any device — no additional app download required!

Online Loan Payment Portal

Option 4: Payments by Phone,
Live Chat, or In-Person

Choose the Best Option for You

Live Chat

$4.95 Service fee per external debit card payment

Contact us via live chat during business hours to have a Raiz Member Service Representative guide you step-by-step in making an online loan payment.

Start a live chat

Call Us

$5.00 Service fee per self-serve phone transfer
$9.95 Service fee for payments by debit card

Contact us and follow the menu prompts to use our self-serve loan payment option or receive personalized assistance from a Raiz Member Service Representatives.

Call us

In-Person

$9.95 Service fee for payments by debit card

Visit your nearest branch for personalized help with your loan payment.

Option 5: Text-to-Pay

Online Payment Portal

Debit Card

$4.95 Service Fee

Online Loan Payment Portal registration is required. Pay by replying to scheduled SMS/Text loan payment reminders.

Top Online Loan Payment Questions

  • Yes, Automated Clearing House (ACH) is the easiest way to send money electronically to and from your other financial institutions. This free service offered by Raiz allows you to create a one-time, future-dated, or recurring transfer from your checking account without a check, wire transfer, or credit card.

    Fill out and complete this form online to set up your ACH payment or transfer from another institution securely using DocuSign. Processing can take up to 10 business days to complete.

    Get started

  • We have several options for you. You can set up an ACH payment and transfer from another financial institution, use our online loan payment portal, live chat, or call us.

    Learn more

  • Yes, speak to a Raiz representative who can help you make a loan payment today.

    1-877-378-3281

    Start live chat

Disclosures

1Same day transfers are only available when made to and from Raiz accounts and do not apply to transfers to or from other financial institutions.

2External account transfers within online and mobile banking are not available for share certificates, IRAs, and commercial real estate loans.

3View all fees here: Fee Schedule.

Having trouble making payments?

A Raiz representative is ready to help. Call us at 1-877-378-3281.

Test Modal

Modal Content

Ea rerum vel molestiae omnis molestias. Et ut officiis aliquam earum et cum deleniti. Rerum temporibus ex cumque doloribus voluptatem alias.

Test Login

How to make a bill selection

Leaving Our Website

Raiz is not responsible for the content of other sites. Your use of other sites is not subject to the Raiz privacy policy, but may be subject to the privacy policy of the other site.

Log in to Online Banking

Start live chat!