Support your high school with every purchase.

The Spirit Debit Card is free, requires no credit check, and turns normal purchases into funding for school programs.

Our Community Impact

We're more than just a financial institution. We're dedicated to building a stronger, more vibrant community for everyone.

$500k

3,000

10+

Turn your daily routine into funding for the programs that matter most to your community.

funds Band uniforms

funds School athletics

funds Clubs & activities

Every swipe contributes automatically with no extra effort.

Make a difference with every swipe. A portion of every purchase goes directly to supporting your local high school programs.

Keep more of your money where it belongs. Enjoy completely free checking with absolutely no hidden monthly fees.

Manage your money on the go. Includes full mobile wallet support for Apple Pay, Google Pay, and easy in-app card controls.

Your Spirit Debit Card works anywhere Visa debit is accepted, giving you freedom and flexibility worldwide.

Testimonial Content lorem ipsum dolor sit amet consectetur adipisicing elit. Ullam vero aliquam, natus quae architecto hic quod!

Everything you need to know about the Spirit Debit Card.

No, the Spirit Debit Card is completely free. There are no monthly service fees associated with carrying this card, allowing you to support your school without any extra cost to you.
Yes, your funds are secured and backed by Raiz Credit Union. We utilize industry-standard security measures and encryption to ensure your money and personal information remain protected at all times.
No, using this debit card has no impact on your credit score. It is a debit card linked to your checking account, not a credit card, so no credit inquiry is required to open the account.
Yes, students aged 16 and above can open an account with a parent or guardian. It’s a great way to teach financial responsibility while supporting their school spirit.
Immediately upon approval and activating your card. Every qualifying purchase you make automatically generates support for your chosen school program right away.

Turn your normal spending into meaningful impact for your school.

Get your spirit card today