Start Your Kids on the Path to Savings
Teach your child or teen proper savings techniques and get them on the path to financial literacy with a savings account built specifically for their needs.
Watch Your Child's Savings Grow
With a Raiz Youth Savings Account, your child can earn dividends on balances of $100 or more that are paid out quarterly, so they can watch their savings grow.
Start Preparing for College Now
What are you waiting for? If your student is between the ages 13 and 17, get them ready to attend college by applying for one of Raiz's $1,000 educational scholarships each year!
Why Choose Raiz?
Our financial experts are some of the best, but really our motivation is you. Here is what we are doing to today to reach a brighter tomorrow.
We work hard to make your money work for you. Reap the benefits of our innovative products and services that provide you with high dividend checking accounts, low interest on loans, and great rates on savings and retirement accounts.
Your money never sleeps, and neither do we. Raiz members have access to their digital banking 24/7 and online support chat to help with all your banking needs.
We don’t just want to help you manage your money, we want you to thrive! Raiz provides free, award-winning online courses that cover an array of topics for every stage of your life.
Start your financial journey today.
Rising up our community is what drives us forward. We dedicate our time, funds, and resources to organizations and initiatives that are committed to making a difference.
-
1
Open an Account with Your Child
Show your child how to open their very first savings account
-
2
Set Up Online Banking
Work with your child to set up the online banking features.
-
3
Start Saving
Teach your child to save money into the account.
-
If your child is 17 years or younger with a Social Security Number, they may open a Youth Account.
-
Youth Account holders aged 15 years and older with a state-issued I.D are eligible for a Raiz Debit Card.
-
Yes, once the account has a deposit balance of $100.00, it will start to earn dividends. View current rates here.
-
Youth Account holders between 16-17 years may be the primary account holder with a government-issued I.D. Otherwise, an adult must be a joint owner of the account.
Have a question?
We’re happy to help you every step of the way!
Chat with us
Start live chatChat live with a team member who can quickly help answer your question.
Meet with us
Schedule an appointmentSchedule a virtual or phone appointment convenient for you, and let us help you get to the next financial level.
Give Your Child a Head Start Toward Healthy Financial Habits
Help your child open a youth savings account, so they can start building their savings and learning healthy financial habits that will help them later in life.
-
1Raiz Youth Accounts are divided into three groups. Mighty Tots account for members 5 years and younger. Power Kids for members 6-12 years. Student Savings for members 13-17 years.
2Dividends are earned at $100 and compound monthly. A minimum deposit of $5 is required to open an account.
Schedule an Appointment
More Features
Online Banking
Access your account management tools from anywhere with an internet connection.
Dividends Paid Quarterly
Watch your child’s savings grow with dividends paid quarterly on balances of $100 or more.
Mobile Banking
Access your child’s account right from your smartphone with intuitive mobile banking tools.
Federally insured up to $250,000
Enjoy added peace of mind knowing your child’s money is safe. All accounts are federally insured up to $250,000 by the NCUA.
Spirit Debit Card
Once your child reaches age 15, they can get a Spirit debit card that provides rewards to their school to help teach them healthy spending and giving habits.
Scholarship Opportunities
Prepare your student between the ages of 13 and 17 for college by applying for one of Raiz’s $1,000 educational scholarships each year.
Test Modal
Modal Content
Ea rerum vel molestiae omnis molestias. Et ut officiis aliquam earum et cum deleniti. Rerum temporibus ex cumque doloribus voluptatem alias.
Test Login
How to make a bill selection
Leaving Our Website
Raiz is not responsible for the content of other sites. Your use of other sites is not subject to the Raiz privacy policy, but may be subject to the privacy policy of the other site.