Earn More on Your Savings
Open a business share certificate to maximize your dividend earnings and make your money work to grow your organization.
Raiz Business Jumbo Share Certificates
Want a safe and secure way to earn money for your business while you save? With a short-term 3 and 6 month Raiz Business Jumbo Share Certificate, you can reinvest into your business with BIG returns.
Features:
- Minimum deposit of $100,000.
- Earn 5.01% APY* for 3 months or 5.18% APY* for 6 months.
- Add additional deposits throughout the term.
- Auto-renewal available.
915-926-2265
Make Your Money Work Harder
Don't let your savings just sit in an account. Earn higher dividends on your balance compared to a standard savings account with a business share certificate and watch your savings grow.
Flexible Terms for Any Business Need
With a business share certificate from Raiz, you choose the term that works for your budget or goals. We offer flexible certificate terms anywhere from 12 to 60 months to give you more control over your business finances.
Why Choose Raiz?
Our financial experts are some of the best, but really our motivation is you. Here is what we are doing to today to reach a brighter tomorrow.
We work hard to make your money work for you. Reap the benefits of our innovative products and services that provide you with high dividend checking accounts, low interest on loans, and great rates on savings and retirement accounts.
Your money never sleeps, and neither do we. Raiz members have access to their digital banking 24/7 and online support chat to help with all your banking needs.
We don’t just want to help you manage your money, we want you to thrive! Raiz provides free, award-winning online courses that cover an array of topics for every stage of your life.
Start your financial journey today.
Rising up our community is what drives us forward. We dedicate our time, funds, and resources to organizations and initiatives that are committed to making a difference.
-
1
Complete an Application
It takes only minutes to fill out the online application.
-
2
Make Initial Deposit
Start your account with as little as $25.
-
3
Watch Your Savings Grow
Earn dividends until the certificate reaches maturity.
Have a question?
We’re happy to help you every step of the way!
Chat with us
Start live chatChat live with a team member who can quickly help answer your question.
Meet with us
Schedule an appointmentSchedule a virtual or phone appointment convenient for you, and let us help you get to the next financial level.
Put Your Savings to Work
Earn more money for your savings with a high-rate business share certificate that'll pay more dividends on your balance compared to a standard savings account.
All Rates
| Share Certificate Type | Term | Minimum Deposit | Dividend Rate | Dividend Paid Monthly APY* |
|---|---|---|---|---|
|
Regular Certificates |
12 Months |
$25.00 |
0.75% |
0.75% |
|
Regular Certificates |
24 Months |
$5000.00 |
1.00% |
1.01% |
|
Regular Certificates |
36 Months |
$5000.00 |
1.25% |
1.26% |
|
Regular Certificates |
48 Months |
$5000.00 |
1.50% |
1.51% |
|
Regular Certificates |
60 Months |
$5000.00 |
1.75% |
1.76% |
|
Jumbo Certificates |
12 Months |
$50,000.00 |
0.85% |
0.85% |
|
Jumbo Certificates |
24 Months |
$50,000.00 |
1.10% |
1.11% |
|
Jumbo Certificates |
36 Months |
$50,000.00 |
1.35% |
1.36% |
|
Jumbo Certificates |
48 Months |
$50,000.00 |
1.60% |
1.61% |
|
Jumbo Certificates |
60 Months |
$50,000.00 |
1.85% |
1.87% |
Early Withdrawal Penalty: We may impose a penalty if you withdraw any of the principal before the maturity date. Effective Date 04-12-2021 *All rates stated as Annual Percentage Yields. Rates are in effect until further notice and are subject to change by the Board of Directors. Twelve to sixty month share certificate dividends are paid and compounded monthly. We may impose a penalty if you withdraw any of the principal before the maturity date. The amount of the early withdrawal penalty is based on the term of your account. You must be eligible for membership. The minimum balance required to open a share savings account for membership is $25.00.
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