Fee Schedule
Other Service Fees (Applicable to all accounts)
| Account History Printout | $5.00 per 5 days of history |
| Account Closure | $5.00 (if opened less than six (6) months) |
| Account Reconciliation | $20.00 per hour |
| Account Research | $50.00 per hour |
| Attorney Letter/Collection | $75.00 per letter |
| Check Photocopy | $5.00 per item |
| Corporate/Cashier Check | $10.00 per check |
| Guaranteed Signature | $50.00 each |
| Inactive Account | $15.00 per month (withdrawn after one (1) year inactive period) |
| Non-Member Check Cashing Fee | $15 .00 |
| Non-Member Credit Card Cash Advance | $15.00 per transaction |
| Non-Sufficient Funds | $39.95 per item |
| Non-Sufficient Funds Fee Loan Payment Reversal | $39.95 per item |
| Notary Fee | $6.00 |
| Payments from external accounts Visa, MC (debit card only) | $4.95 |
| Payments from external accounts Visa, MC, Discover (credit card only) | 4.9% convenience fee |
| Payments from external accounts ACH | $4.95 |
| Payments by Card (debit card only) through Call Center agent | $14.95 each |
| Payments by Card (Debit Card Only) through Digital Banking | $2.95 |
| Instant Payments (Receive) Transaction | Free |
| Instant Payments | 1.9% convenience fee |
| Return Mail Fee | $10.00 per item |
| Runner Collection for Insufficient Funds Fee | $10.00 per item |
| Skip-A-Payment Fee | $30.00 each |
| Statement Copy | $2.50 per mailed statement copy, or $5.00 convenience fee for an immediate print out at any Branch. |
| Statement Fee | $2.50 |
| Stop Payment ACH/Corporate Check | $19.95 per item |
| Tax Document Fee | $2.50 per mailed document copy, or $5.00 convenience fee for an immediate print out at any Branch. |
| Telephone Transfer | $5.00 per call |
| Verification of Deposit | $25.00 per item |
| MasterCard Debit Card Replacement | $5.00 |
| Western Union | $30.00 |
| Wire Transfer (Incoming) | Free |
| Wire Transfer (Outgoing) | $35.00 per transfer |
Checking Account Fees
| Check Printing (Clarke American) | Prices may vary depending upon style |
| Checking Account Service | Free |
|
Courtesy Pay1 - Each transaction under $10 - Each transaction over $10 |
$5.00 per transaction $19.00 per transaction 6 per day, $114.00 max charged |
| Each transaction under $10 | $5.00 per transaction |
| Each transaction over $10 | $19.00 per transaction |
| Non-Sufficient Funds (NSF) | $39.95 per item |
| Re-Enter for Non-Sufficient Funds Fee Items | $10.00 per item |
| Stop Payment ACH/Personal Check | $19.95 per item |
| Stop Payment for Series of Checks in Sequence | $19.95 per series |
EFT Fees
| ATM Foreign Transaction | $5.00 per transaction |
Overdraft Protection Fee
| Line of Credit Advance (Increments of $100.00) | $5.00 per advance |
| Overdraft Protection Transfer Fee2 | $10.00 each |
Safe Deposit Box Fees
| 5 x 10 Box | $50.00 |
| 10 x 10 Box | $100.00 |
| Emergency Drill Schedule (Member No-Show)3 | $3750.00 |
| Key Deposit | $25.00 |
| Lost Key (1) | $15.00 |
| Both Keys Lost (Lock Replacement and/or Emergency Drill3) | $375.00 |
Business Services Fees
| Business Account Cash Processing – for amounts over $10,000 | $100.00 |
| Business ACH (per batch) | $25.00 |
| Business Wire (Outgoing) | $35.00 per wire |
Mortgage Servicing Fees
| Recording Fee | $25.00 |
| Lien Release Fee | $20.00 |
| Payoff Quote Fee | $25.00 per quote |
| 1098 Tax Form Copy | $2.50 per mailed document copy, or $5.00 convenience fee for an immediate print out at any Branch. |
| Loan Modification | $200.00 |
| Subordination | $225.00 |
| Property Inspection Fee | Pass through fee from the property inspector |
Rates effective as of: January 23, 2026
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