Recurring or Sudden Expenses Can Be Overwhelming
With a Personal Line of Credit, you can have a safe, easy way to borrow when you need it.
Overview
Have peace of mind knowing you can have funds when you need them most. You can be empowered to make your own decisions and take control of your finances thanks to a Personal Line of Credit.
-
Features
-
No Collateral Required
You can get a Personal Line of Credit without putting up any collateral. You do not have to risk your home or other assets to get the credit you need.
-
Use for Nearly Anything
You can use the funds for nearly anything you need, and with few restrictions on what purchases are allowed, go ahead: dream big!
-
Low, Competitive Rates
You deserve to save money when you are managing expenses. That's why we offer low, competitive rates that will help you get the best possible outcome.
-
Only Pay Interest on What You Borrow
With a Personal Line of Credit, you are only charged interest on what you borrow, making this a flexible, affordable method of borrowing.
-
Credit Limits Up to $50,000
With our high credit limits, you can have access to enough money to pay for a variety of expenses.
Rates
See today's ratesAs low as
APR1
Personal Line of Credit
Loan Payment Calculator
Monthly Payment
Do Not Let Anything Hold You Back From Your Goals
You can finally get a Personal Line of Credit without risking your valuable assets, so you can focus on the expenses you face with less risk.
Your Expenses are as Unique as You are
With a Personal Line of Credit, you have the financial flexibility to handle whatever life throws your way, whether that be home improvements or another emergency expense.
Why Choose Raiz?
Our financial experts are some of the best, but really our motivation is you. Here is what we are doing to today to reach a brighter tomorrow.
We work hard to make your money work for you. Reap the benefits of our innovative products and services that provide you with high dividend checking accounts, low interest on loans, and great rates on savings and retirement accounts.
Your money never sleeps, and neither do we. Raiz members have access to their digital banking 24/7 and online support chat to help with all your banking needs.
We don’t just want to help you manage your money, we want you to thrive! Raiz provides free, award-winning online courses that cover an array of topics for every stage of your life.
Start your financial journey today.
Rising up our community is what drives us forward. We dedicate our time, funds, and resources to organizations and initiatives that are committed to making a difference.
-
1
Complete Application
You can apply online or visit one of our branches.
-
2
Get Approved
We will review your application and see how much you qualify for.
-
3
Use Your Funds
Once approved, you can start using a Personal Line of Credit for your expenses.
Have a question?
We’re happy to help you every step of the way!
Chat with us
Start live chatChat live with a team member who can quickly help answer your question.
Meet with us
Schedule an appointmentSchedule a virtual or phone appointment convenient for you, and let us help you get to the next financial level.
Now You Can Better Combat Those Unexpected Expenses
A Personal Line of Credit makes it easier than ever to get the money you need when things are tight.
-
1
All Rates
| Term | APR1 |
|---|---|
|
|
|
1
Test Modal
Modal Content
Ea rerum vel molestiae omnis molestias. Et ut officiis aliquam earum et cum deleniti. Rerum temporibus ex cumque doloribus voluptatem alias.
Test Login
How to make a bill selection
Leaving Our Website
Raiz is not responsible for the content of other sites. Your use of other sites is not subject to the Raiz privacy policy, but may be subject to the privacy policy of the other site.