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Open Your Hassle-Free Checking Account Today

Discover the freedom of checking with no monthly fees, better earnings, and unmatched convenience.

Start Earning Now

Why Choose Raiz for Your Checking Needs?

Experience the difference with our top-rated checking account.

No monthly fees, ever.

Earn interest on your balance.

Access over 55,000 fee-free ATMs worldwide.

Bank from anywhere with our easy-to-use mobile app.

See How We Compare

Discover why more people are choosing Raiz for their banking needs. Compare our features and see the difference for yourself.

Mighty Tots

Teach your kids how to start saving with an account designed specifically for them.

Power Kids

Turn your kid into a Power Kid with an account made for children between 6-12 years old.

Student Savings

Get your student started on the right foot with a special account that'll help them build savings for school.

Best for ages

Up to 5 yrs.

6-12 yrs.

13-17 yrs.

Dividends earned

At $100 compounded monthly

Access to all Raiz benefits

Yes

Ability to get debit card

At age 15 with parental permission

Apply for Raiz scholarship opportunities

Yes

What Our Members Are Saying

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Our Commitment to You

At Raiz, we prioritize our customers by offering a robust, flexible, and transparent checking account service designed around your needs. Join thousands who enjoy seamless banking with unmatched benefits.

Have Questions? We Have Answers.

Opening an account is simple and can be done in minutes. Visit our website, click on ‘Open Account’, and follow the step-by-step instructions. You’ll need to provide some basic information and identification documents.
Our checking accounts include features like no monthly maintenance fees, free online and mobile banking, bill pay services, and access to our nationwide ATM network.
We believe in complete transparency. All our fees are clearly listed in our fee schedule. We have no hidden fees or charges, and we’ll always notify you of any changes to our fee structure.
You can access your account 24/7 through our mobile app or online banking platform. We also offer international ATM access and travel notifications to ensure uninterrupted service while you’re abroad.

Ready to Experience Hassle-Free Banking?

Enjoy unbeatable benefits and start earning on your balance today.

NCUA Insured

Federally insured financial institution

Bank-Level Security

256-bit encryption protection

Verified Protection

Multi-factor authentication

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