Savings Accounts
Get a secure place to stash some funds and build to your short-term savings goals — and earn a little interest in the process.
Overview
With Raiz, it has never been easier to manage your savings. Yes, you'll get a secure account to grow your savings, but you also get access to all the other great features Raiz has to offer.
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Features
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$5 Minimum Balance to Open
It doesn't take much to start saving. You can open your Raiz savings account with a minimum deposit of just $5.
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Online and Mobile Banking
Manage your savings no matter where the road might take you. With online and mobile banking, you can access your account from any device in any location.
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Federally Insured
Every deposit you make into your savings account is federally insured up to $250,000 by the NCUA, so you can feel confident that your money is safe.
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Automatic Deposits
Set up automatic deposits that come out of your account, so you can just sit back and watch your money grow. It's the easiest way to save!
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And more ...
Rates
Open account onlineAs high as
Annual Percentage Yield1Savings Account Calculator
Final Balance
Contributions: | Earnings:Earn Money as You Save Money
Don't let your money just sit in a checking account. A Savings Account from Raiz will earn more dividends, so you can reach your financial goals even faster. Any balance over $300 will start to earn interest. The more you save, the more you earn!
Complete Financial Freedom
With a Savings Account from Raiz, your funds are never locked into a savings term. You have complete access to use your savings with no withdrawal penalties. Use and move your money as you see fit.
Why Choose Raiz?
Our financial experts are some of the best, but really our motivation is you. Here is what we are doing to today to reach a brighter tomorrow.
We work hard to make your money work for you. Reap the benefits of our innovative products and services that provide you with high dividend checking accounts, low interest on loans, and great rates on savings and retirement accounts.
Your money never sleeps, and neither do we. Raiz members have access to their digital banking 24/7 and online support chat to help with all your banking needs.
We don’t just want to help you manage your money, we want you to thrive! Raiz provides free, award-winning online courses that cover an array of topics for every stage of your life.
Start your financial journey today.
Rising up our community is what drives us forward. We dedicate our time, funds, and resources to organizations and initiatives that are committed to making a difference.
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1
Open an Account
It takes only minutes to open your account online or in the branch.
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2
Make Initial Deposit
Deposit at least $5 to get started.
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3
Save for the Future
Make regular deposits to save for a rainy day or any other financial goal.
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A valid government-issued I.D, Social Security Number, and proof of address (If applicable).
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There are no monthly service fees regardless of direct deposit or the account’s balance.
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Yes, there is a $5 minimum balance requirement.
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No direct deposit is not required to open an account.
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Yes, with a joint account you can have multiple account owners.
Have a question?
We’re happy to help you every step of the way!
Chat with us
Start live chatChat live with a team member who can quickly help answer your question.
Meet with us
Schedule an appointmentSchedule a virtual or phone appointment convenient for you, and let us help you get to the next financial level.
Start Saving Now for a Better Future
At Raiz, we make it easy to build a more secure financial future. With a low opening balance, online and mobile banking services, no savings terms, and more dividends than a regular checking account, you'll be well on your way to reaching your financial goal when you open your Savings Account.
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1
All Rates
More Features
$5 Minimum Balance to Open
With just $5, you can open a Raiz savings account to start building toward your financial goals.
Earn Dividends
Put your money to work and earn more dividends on your balance compared to a regular checking account.
Automatic Deposits
Work toward your savings goals without even thinking about it by setting up automatic deposits.
Online and Mobile Banking
Manage your funds wherever you might go with online and mobile banking services.
Withdraw Money any Time
Always have access to your money. You can withdraw your money at any time without penalty.
Federally Insured
Sleep sound knowing your savings are safe with federal insurance up to $250,000 by the NCUA.
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