Looking for an Affordable, Flexible Auto Loan?
We offer competitive auto loan rates in Texas, so you can finally get that new car or truck at the price that works best for your budget. Rates As low as
4.45%
APR2
See All Rates Apply online now
No Payments for 90 Days1
Terms up to 84 Months
Approvals in 15 mins (or less)
Calculate Your Monthly Payment
Monthly Payment
What Our Customer’s Have Said
Hello, I want to thank you all for helping me buy this very cool car. Thank you all very much! I will highly recommend Raiz. Yes, I’m a customer for life. Thank you!
– T.G., Richardson, TX
I recently got a loan from Raiz to help purchase my dream car. This has been the best lending experience I ever had. I will using Raiz for all my future lending needs. Thanks!
– R.S., Austin, TX
Just completed my auto loan… and couldn’t be more pleased. What a great, fast and simple loan application process. Thank you!
– C.N., Hubbard, TX
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1
Apply Online
It takes about 2 minutes to start the approval process.
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2
Get Approved
See how much you qualify for in under 60 minutes.
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3
Purchase Your Vehicle
Once approved you have 90 days to find the car or truck of your dreams.
Have a question?
We’re happy to help you every step of the way!
Chat with us
Start live chatChat live with a team member who can quickly help answer your question.
Meet with us
Schedule an appointmentSchedule a virtual or phone appointment convenient for you, and let us help you get to the next financial level.
Now it is Possible to Find an Affordable, Flexible Auto Loan
You can put an end to your search for a new car or truck today! Let our team of experts guide you through the auto loan application without the hassle.
Auto Loan Rates
| Term | APR1 |
|---|---|
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48 monthly payments of $22.79 per $1,000 borrowed at 4.45% APR*.
1
All Rates
| Term | APR1 |
|---|---|
|
|
|
48 monthly payments of $22.79 per $1,000 borrowed at 4.45% APR*.
1
More Features
Low Rates
If you’re looking for a better deal on auto financing, we’ve got lower rates than other lenders.
Local Underwriting
We help you get the loan you need faster, by verifying your income, assets, and other financial details locally.
Terms up to 84 Months
Enjoy more flexible repayment terms to finance your new car at an affordable monthly payment.
No Payments for 90 Days
You may skip the first three months of payments, so you can enjoy your vehicle and start saving money.
No Annual Fees or Prepayment Penalties
Feel at ease knowing you can pay off your auto loan in a timeframe that works for you, without penalties or fees.
Easy and Fast Pre-Approvals
You can spend less time waiting and get approved for your next car loan faster.
Refinancing Services
You can refinance an existing auto loan to receive better terms and more affordable rates.
Gap Insurance and Extended Warranty Available
Protect your vehicle and your wallet when you take advantage of insurance and an extended warranty, all in one place.
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